Commission-free life insurance is disrupting a billion dollar industry.
Retail life insurance brokers normally receive an up-front commission that can be equal to the entire first year's premium, or more. The impact of that commission is a huge reduction in the cash value of the policy from day one.
Commission-Free policies pay no such commission to the broker, resulting in a much greater value to the policyholder.
"Because it shouldn't take 10 years for your policy to be worth what you paid in"